1. #1
    Unregistered

    What are the personal accident policy benefits?

    I had an employee working with my company since last two years. He died in a road accident while doing domestic work & not during routine working hours. His family is claiming for compensation under accident policy benefits. Is the company liable to provide these facilities?

  2. #2
    Ashok Array
    Join Date
    Jul 2012
    Posts
    2,293

    Re: What are the personal accident policy benefits?

    Quote Originally Posted by Unregistered View Post
    I had an employee working with my company since last two years. He died in a road accident while doing domestic work & not during routine working hours. His family is claiming for compensation under accident policy benefits. Is the company liable to provide these facilities?
    Dear Aspirant,

    To my mind, it is not the responsibity of the company to pay any insurance amount since the employee died during doing his personal works.The personal accident insurance is covered by the insurance company if the concerned died person has taken such policy & it was in force at the time of accident.

    If the died employee had died during duty hrs,the company would have made responsible to meet the compensation.Howevever,you can give the compensation as per your company act & on the humanity ground.

    You can get your legal advise from your legal advisor if he/she is working in your company.

    Thanks.

    Ashok

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