1. #1
    Unregistered

    Special benefits to HDFC employee on House loan from the same?

    I am an HDFC bank employee and want to take home loan from it. Are there any provision of special benefits for the employees in loan scheme or I would be treated as other customers? What if I leave the job after sometime, the conditions may change for the repayment or not?

  2. #2
    SKS Array
    Join Date
    Sep 2012
    Posts
    331

    Re: Special benefits to HDFC employee on House loan from the same?

    YES Bank Employees do get better interest rate on home loan
    The interest charged to the Full time employees of the bank are lower than the Normal bank customers.

    To know the exact benefit, you just need to talk to the Home Loan manager or Executive of the branch in which you are working
    The interest rates for employees will not be disclosed to general public.

    But once you leave the organisation, than your Home loan will continue, but than you would treated as Normal Customer and rate of interest that is charged to Normal customer will be charged from you.

  3. #3
    komal.sinha Array
    Join Date
    Sep 2012
    Posts
    21

    Re: Special benefits to HDFC employee on House loan from the same?

    DEAR FRIEND,

    YOU GOT A HOUSE LOAN FROM THE HDFC BANK EASILY AS YOU ARE A EMPLOYEE OF THE SAME ORGANISATION.

    AS YOU ARE A EMPLOYEE OF HDFC YOU GET MORE BENEFITS THAN OTHER PERSONS .

    Currently base rate is 9.50% & BPLR is 18%,with effect from July 12,2011.

    To know more about this talk to Loan Manager of your bank where you are working.

    but after leaving the organisation you will not get such benefits which will get by the employee .your interest rate will be as normal customer.


    Thank you..........

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