1. #1
    Unregistered

    Procedure to take House building Advance? Maximum amount and interest rate over amount?

    I am a Central Government employee and wants to take house building advance. What is the procedure for the same and how much maximum amount I can take? Also tell me rate of interest for the amount.

  2. #2
    Chittaranjan Array
    Join Date
    Jul 2012
    Posts
    658

    Re: Procedure to take House building Advance? Maximum amount and interest rate over amount?

    If you are a govt employee you need not be harrassed procedures and norms are there.you are to meet with the branch manager of loan sectiony.tell your need about hbl you will be supplied a form to fill up.
    Along with the form you are to submit a)deed b)passed by municipality valid plan.c)estimate d)soil testing certificate.e)govt.employee proof f)monthly salary statement g)idetity card and declaeration about the loan he have taken from other banks.loan amount is depend how much net salary you are drawing,capacity of payment regarding installment.approx.you will get 10 lakh if you can pay 10000/-install pm.say loan period will be 20 years.rate of interest vary 8 to 11%pa.

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